Bad Faith Insurance Lawyers
Personal Injury Law
There is a reason that we have insurance. We carry it to protect ourselves against the unexpected, whether it is a sudden illness, injury or property damage. The insurance company has a duty to its customers to pay claims in accordance to the customer’s policy. When an insurance company does not deliver on this promise, they are breaching a contract with their policyholders. Contacting an experienced insurance lawyer will help you learn more about your legal rights regarding a bad faith insurance claim.
Bad Faith Claims
When dealing with an insurance company, it is expected that the insurance company will treat their customers with respect and act in a fair manner. If the claim of one of their customers is wrongfully denied, it is called bad faith. Situations that result in bad faith claims are:
- Failure of the insurance company to honor a customer’s legitimate claim
- Postponing the claim so that payment is delayed
- Rejecting legitimate claims when they are filed
- Refusing to pay the entire balance of the claim
- Failing to investigate the customer’s claim
Two recent cases of bad faith insurance claims are:
- The UnumProvident Corporation, who denied their customer’s long-term disability claims, even though the claims were legitimate.
- Blue Cross of California, along with its parent company WellPoint, Inc., has been accused of cancelling some of their clients’ health insurance policies if those clients had submitted a large amount of claims.
What if Your Claim is Denied?
If you feel that your insurance company has acted in bad faith in regards to a claim you have submitted, you do not have to accept their final answer. You can:
- Request that a supervisor or member of management reevaluate your claim.
- Find your state’s insurance regulation agency and contact them to discuss your situation.
- Contact an experienced bad faith insurance claim attorney.
If you have filed a legitimate claim with your insurance company and have been denied or underpaid, please contact an experienced bad faith insurance attorney by calling Jacoby & Meyers, LLC today. Our offices can advise you of your legal rights if you have had a bad experience with an insurance company.
Jacoby & Meyers has offices and attorneys throughout the United States, with regional offices in Southern California, Arizona, Miami, and New York.
© 2008 Copyright Jacoby & Meyers , LLC | Legal Website Design, Development and Optimization by Page 1 Solutions
